If anything can go wrong, it will. Murphy's law.
And this includes accidents, anytime, anywhere.
What are some possible benefits for you?
a) Financial assistance for a serious accident
b) Accident death benefit is doubled if death happens on a public conveyance.
c) Accident medical reimbursement benefit to provide coverage from the first dollar with multiple claims allowed.
d) Protection against a wide range of risks with extended coverage such as food poisoning, animal or insect bites leading to diseases such as dengue fever.
From Low to rare incidences.
Low severity, high incidenceAmateur/ recreational sports
Food poisoning Dengue fever |
High severity, low-moderate incidenceTraffic accidents (eg. motorcyclists, car drivers. pedestrians)
Violence/assault Drowning and suffocation |
Catastrophic, severity, Rare incidenceTerrorism/ hijack
Strikes/ riots Natural disasters (eg. Floods, earthquakes, tsunamis, landslides |
Accidents hurt. Safety Doesn't.