If anything can go wrong, it will. Murphy's law.
And this includes accidents, anytime, anywhere.
What are some possible benefits for you?
a) Financial assistance for a serious accident
b) Accident death benefit is doubled if death happens on a public conveyance.
c) Accident medical reimbursement benefit to provide coverage from the first dollar with multiple claims allowed.
d) Protection against a wide range of risks with extended coverage such as food poisoning, animal or insect bites leading to diseases such as dengue fever.
From Low to rare incidences.
Low severity, high incidence
Amateur/ recreational sports
High severity, low-moderate incidence
Traffic accidents (eg. motorcyclists, car drivers. pedestrians)
Drowning and suffocation
Catastrophic, severity, Rare incidence
(eg. Floods, earthquakes, tsunamis, landslides
Accidents hurt. Safety Doesn't.